Financing Options
We offer a variety of financing options for you to purchase or lease your next Ford. Explore and compare them below and find the one that fits your auto financing needs.
Standard Purchase
Finance a new, used or Certified Pre-Owned Ford. Build equity toward your next Ford purchase while enjoying no mileage limitations and the freedom to customize your vehicle.
Flex Buy
A Ford Credit-exclusive payment structure focused on providing lower payments for the first three years when compared with a standard retail contract.
Flex Buy is unavailable in Maine, New Hampshire, North Carolina, Ohio, Pennsylvania, Virginia and Washington, D.C.
Red Carpet Lease
Choose from a range of mileage options with versatile lease-end choices, making it easy for you to enjoy a new Ford more often.
Build Equity With Each Payment
With terms ranging from 12-84 months, you can choose the payment schedule that best fits your needs. Equity is built with each payment, lowering the purchase price of your next Ford.
The Benefits
- No mileage limitations
- Freedom to customize your vehicle
- Consistent monthly payments
- Build equity with each payment
Ford Flex Buy: A Unique Financing Option
Customers can enjoy cheaper monthly payments for the first three years of their loan term with Ford Flex Buy, a financing product provided by Ford Credit. After that, costs will increase for the remaining years of the loan. It offers the advantages of ownership with flexible beginning payments, making it a cross between conventional finance and leasing.
How it Works
With Flex Buy, you'll benefit from lower monthly payments for the first three years. After this initial period, your payments will increase for the remaining duration of the loan. This structure can be particularly appealing if you anticipate a rise in your income in the coming years or prefer to have more disposable income in the short term.
Not a Lease
It's important to note that Ford Flex Buy is not a lease. This means you
Financing That Fits Your Budget
Flex Buy is offered with 66- or 75-month terms. Your first 36 months of payments are discounted by 15% or 18%, while higher later payments allow for your full balance to be satisfied.
The Benefits
- No mileage limitations
- Freedom to customize your vehicle
- Lower payments for the first three years
- Build equity with each payment
- Two term choices
- Two payment discount choices
Lease With Ease
Red Carpet Lease offers multiple terms and eight different mileage options to fit your lifestyle. Enjoy payments that are usually lower than similar term financing payments and the benefit of driving a new vehicle more often.
Benefits
- Low initial cost and monthly payments
- Flexible options at lease-end
- Multiple terms available
- Complimentary Gap Protection
- Multiple mileage options
| Standard Purchase | Flex Buy | Red Carpet Lease | |
|---|---|---|---|
| Vehicle Type | New, Certified Pre-Owned or Used™ | New | New |
| Terms | 12-to 84-Month Terms | 66-and 75-Month Terms | 24-to 48-Month Terms |
| Mileage | Unlimited | Unlimited | Customizable Mileage Options |
| Payment | Your monthly payment covers the cost of the entire vehicle over the course of your contract, which makes it generally higher than a lease. | Your monthly payment covers the cost of the entire vehicle over the course of your contract, with lower payments earlier in your contract and higher amounts late in your term, allowing for the balance to be satisfied. | Your monthly payment covers a portion of the vehicle value during your contract, allowing for lower monthly payments and the option to purchase your vehicle at lease-end. |
| Vehicle Ownership | Customer | Customer | Ford Credit |
| Wear & Use | You own the car and are responsible for repairs if desired. | You own the car and are responsible for repairs if desired. | Normal amounts of wear and use are covered. However, you are responsible for wear and use charges in excess of normal guidelines. |
| End of Term | At the end of the loan, you own the vehicle. It is yours to keep or trade-in for your next vehicle | At the end of the loan, you own the vehicle. It is yours to keep or trade-in for your next vehicle | Return and lease a new vehicle Purchase your lease, if applicable Return the vehicle to dealership |
How can we help?
* Indicates a required field
-
Friendly Ford
2800 N Telegraph Rd
Monroe, MI 48162
- Sales: (734) 243-6000
Loading Map...